Business Insurance in and around Oswego
One of Oswego’s top choices for small business insurance.
Helping insure small businesses since 1935

- North Country
- Oswego
- Fulton
- Lake Ontario
- Tug Hill
- Volney
- Minetto
- Scriba
- Sterling
- Fair Haven
- Mexico
- Pulaski
- Sandy Creek
- Red Creek
- Wolcott
- North Rose
- Victory
- Martville
- Lycoming
- New Haven
Coverage With State Farm Can Help Your Small Business.
As a business owner, you have to handle all areas of business, all the time. The details can be overwhelming! You can save time by working with State Farm agent Ray Haynes Jr. Ray Haynes Jr gets where you are because all State Farm agents are business owners themselves. You'll get a business policy that covers your worries and frees you to focus on growing your business into the future.
One of Oswego’s top choices for small business insurance.
Helping insure small businesses since 1935

Surprisingly Great Insurance
That's because a small business policy from State Farm covers a wide range of concerns. Your coverage can include a business owners policy that provides for loss of income (for up to 12 months) in the event your business is temporarily closed. It not only protects your compensation, but also helps with regular payroll costs. You can also include liability, which is crucial coverage protecting your business in the event of a claim or judgment against you by a third party.
Visit the outstanding team at agent Ray Haynes Jr's office to uncover the options that may be right for you and your small business.
Simple Insights®
Tenant small business
Tenant small business
As you get ready to rent space for your business, there are considerations to keep in mind.
Small business benefits to offer
Small business benefits to offer
Benefits are a crucial part of a compensation package. Let’s take a look at some common small business benefits packages.

Ray Haynes Jr
State Farm® Insurance AgentSimple Insights®
Tenant small business
Tenant small business
As you get ready to rent space for your business, there are considerations to keep in mind.
Small business benefits to offer
Small business benefits to offer
Benefits are a crucial part of a compensation package. Let’s take a look at some common small business benefits packages.